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The General Auto Insurance Review

The General Auto Insurance is an insurance company that serves across the nation. Its basis is in Nashville, United States. The insurance company is among the senior in the United States and was founded in 1963. The insurance company focused on automotive insurance for both two wheels and four-wheel vehicle. The insurance is first named Permanent General Agency. Later in 2012, the company changed the name to its current name now. It claimed to offer low down payment as well as electric verification method in monthly bill for convenience. What are plans available in this insurance company? Let’s check it out.

The Insurance Company Quote Plan

The cost of the quote depends heavily on the risk of the driver. The higher the risk, the higher the price. This company is said to be a suitable insurance for those who have high risk in driving. The insurance company quotes are as follow:

For Drivers with Clean Records

For Drivers with Clean Records

For this type, the price of the Insurance quote depends on the age of the driver. It is because young driver tends to have a higher risk of driving. Gender also plays a role in which female tend to have the higher quote. For 22 years old female driver, the quoted price is $994.99. For 25 years old female, the cost decrease to $831.85. As for 25 years old male, the price is higher than the female counterpart because, at this age, men drivers are riskier. The price is $933.36. And the last is for 31 years old male, the cost is for . $725.60

For clean record driver, the price of the quote may be higher than most insurance company in the United States. For example, in other insurance company, the quoted price for 22 years old female driver can be less than $900. Still, it is not the most expensive either, and the extensive company experience, as well as the benefit, make up for it. The driver with clean records will have lesser chance to have the fee increased in the future. It is because a high-risk driver with the speeding ticket has the higher chance of accident and may have a record.

For Driver with Speeding Ticket

For Driver with Speeding Ticket

Different from the driver with clean records, the driver with speeding ticket may have to pay more for the insurance because the driving risk is higher. The driver who has the speeding ticket and is a 22 years old female will have to pay about $1,123.43, much higher than the one with no speeding ticket and the clean record. As for 25 years old woman, the quoted fee is $1,031.04 as the driving risk is lessened when one gets older. For a male in his 25, the price is slightly more high with quote fee about $1,033.74.   And as for the female in his 30, the fee of the quote is $847.28. Even though it is more pricey than the one for clean record, the benefit and the coverage is more expensive and thorough than the former one. Compared to other insurance, General’s insurance for the driver with higher risk is also lower.

How Can We Get Insurance from General?

How Can We Get Insurance from General?

To get a quote or purchase policy in General, it can directly do in their website www.thegeneral.com. From the website, we can choose insurance plan and quote. We can also find the local agent from our resident in which we can consult about our insurance. When the car suffers damage or accident, we can directly claim insurance through the website or by calling our agent. The insurance company accepts credit card and electronic check. Not only that, but we can also use down payment for our bill.

The first coverage is the minimum the state provided, and the driver can adjust or add the necessary coverage in line with the quote or plan purchased. In the premium package, the user can also add more safety saving to claim later. However, if the budget is limited and has a clean record, it is better to choose the regular plan first and move to premium only when it is necessary. Also, consult your agent in order to find the best program that suits the budget as well as the need for car safety.

Frequently Asked Questions in General Insurance

Frequently Asked Questions in General Insurance

The very first thing that people wonder is which plan to choose. Aside from consulting to agent, people can also use insurance calculator provided online. There are several websites in which we can calculate the approximate cost for our car insurance. Second, there may be some documents or information required when we apply to get a quote or insurance plan. The information needed are age, gender, resident, car type, and policy request form.

The requester also needs to list the member of the household who also drive vehicle. Another question that people frequently ponder about is about the insurance proof. Insurance proof is a seal that we indeed have insured our vehicle. This document is really important especially to claim insurance in the future. In General Insurance, we can directly get the insurance proof once we completed the payment needed.

Another question rises when applying insurance is that it in what interval the insurance fee needed to be paid. In this company, an applicant can pay the fee monthly. Iy claims to apply lower rate however it will depend on the plan as well. If by some means, the applicant wants to pay in certain interval like every three months or paid a year in advance, they can consult the agent first and see if the provider will allow it. They will also review the car type, the car fuel, as well as the usual speed you usually speed on to determine the lowest fee possible but with enough coverage.

That is all about The General Auto Insurance, a senior insurance company in the United States that serve across the nation. The company may not offer the cheapest insurance plan. However, it is a secure one because of the 50 more years of experience and a good one as well for those who have a high risk of driving. Simply check their website for more information.

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